HVAC Financing - Foundation Finance Company LLC


It’s easy to underestimate how much we rely on our HVAC units until they need to be replaced. Too often, customers don’t even realize their HVAC’s lifespan is coming to an end until it’s too late, leaving them with little time to come up with the money for costly repairs or a new system. That’s where financing comes in.

Foundation Finance makes affording a new heating and cooling system easier. We offer low monthly payments and consider FICOs as low as 550.

Close more sales with our HVAC financing!

Competitive promos such as reduced rates, same-as-cash and deferred payments.*

Prequalify your customer with our soft credit pull option.**

Perfect credit not required – we finance first & second looks.

Easy-to-use dealer portal with Driver’s License scanning and payment estimator.

Secure credit app link to send to customers or put on your website.

Free training, customized materials, and a very responsive Dealer Services team.

A Man behind a hvac system standing on a stack of money

*Promotions subject to credit approval. Terms and conditions may apply.
**Upon our receipt of the customer’s completed credit application and signed financing documents a hard inquiry on the customer’s credit (that may affect the customer’s credit score) will occur.

Becoming a dealer is FREE and EASY. 

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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