Second Look Financing - Foundation Finance Company

Second Look Financing

Don't overpay for prime bids--Foundation Finance offers first and second look financing. Our tiered approval system helps you close more sales, even for buyers with some credit challenges.

If you’re losing a sale because your customer’s financing was denied by a prime lender, a second look can give you the opportunity to win the sale and gain a happy customer.


Second Look Guys

What Is Second Look Financing?

Second look financing, also referred to as discount financing, is a second chance at a credit approval for a potential customer declined elsewhere. Foundation Finance is not strictly a “FICO score” lender. We consider a variety of factors including an individual’s credit and application details to determine what tier they qualify for.

A chart showing examples of discounts.

It's simple to submit a second look financing request. The same signed credit application the customer submitted to the first lender can be used, provided it has all the details we require to process an application.

77 Percent Star

High Approval Rate

We believe in providing deep, flexible credit approvals that help you close more sales, especially in a competitive marketplace. Because our underwriting team looks at more than just the credit score, we approve more deals than other lenders. In fact, Foundation Finance approves up to 77% of deals other lenders decline!


Want the opportunity to offer second look financing and win the sale?

Enroll today in the Foundation Finance dealer network.

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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