Foundation Finance Blog

Looking for ways to grow your business? We’re here to help! Find business tips, home improvement updates, industry news and everything you need to know about home improvement financing.

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What “I Need to Think About It” Really Means

June 9, 2026

You’ve nailed your pitch. The homeowner is nodding along and then comes the dreaded “I need to think about it.” Sound familiar? You’re not alone. This is the #1 response that stalls a deal for many contractors. However, when a customer says they need to think about it, they might not be saying “no.” They’re […]

Do You Have Good Margins?

May 29, 2026

36% of Contractors Absorb the Cost of Rising Material Costs* How much thought do you put into your project estimates? Knowing how many hours, how much manpower and what materials you will need to complete a specific job isn’t enough to ensure the price you quote will create profit. Stop absorbing costs that should be […]

Credit Scores Are Changing.

May 22, 2026

Preparing for Today’s Customers Credit scores are used by service providers ranging from landlords to financial institutions. Each of these companies is looking for some measure of a person’s financial reliability. However, today, credit scores in the United States are becoming more polarized. The average credit score is falling while the percentage of people with […]

People Aren’t Selling Their Homes.

May 15, 2026

What Does that Mean for You? Only 2.8% of homes in the U.S. changed hands before the final quarter of 2025 – the lowest turnover rate since the 1990s.1 High mortgage rates, reduced buyer affordability and high home prices are each playing a part to ensure current homeowners aren’t upgrading to a new home and […]

How to Prequalify Your Customers for Financing

May 14, 2026

It takes years of hard work to build a strong credit score and unfortunately, it doesn’t take much to knock the score down. Learn how our customer prequalification process can help.

A Guide to Offering Payment Plans

May 8, 2026

What You Need to Know to Get Started People don’t stop wanting to upgrade their home or needing to make repairs when the economy becomes unstable. They simply look for new ways to cover their expenses that don’t drain large chunks of their savings at a time. Financing options can help budget-conscious customers say “yes” […]

How to Submit Financing Apps that Get Approved

April 27, 2026

You close more sales when you offer financing, but many of those sales rely on your customer being approved. There are several ways you can ensure your customer has their best chance to qualify with their first application. Learn how! Joint Application Joint applications can increase approval chances, even if one applicant’s credit score or […]

Don’t Cut Your Costs – Offer a Monthly Payment Option!

April 17, 2026

How to Grow without Lowering Prices Do your customers already have a budget in mind or are they shopping around to learn how much their home improvement project might cost? Either way, contractors often fall into the trap of lowering their project estimate to win the sale. While offering a discount now and then won’t […]

What to Look for in a Financing Partner

April 9, 2026

Are you considering offering financing for the first time or looking for ways to cover more of your customers? Learn what to look for when choosing your partner! Cost and Funding Each finance company operates a bit differently. Learn about any fees, discounts and who will receive the financing payout before you partner with a […]

I Just Became a Financing Dealer. Now What?

March 26, 2026

How Does Financing Close Sales? Affordability is one of the biggest hurdles homeowners must overcome when considering updating or renovating their home. However, you can make projects more accessible by offering customers home improvement financing. Low interest rates and attractive promos can shorten the time customers spend saving for their next project and lower the […]

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Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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