Loan Programs
Every customer has a different level of financial security. That’s why Foundation Finance provides a variety of flexible, unsecured loan programs to meet their needs. Dealers can offer financing options with revolving lines of credit or fixed-term installment plans. There are no prepayment penalties either!
Revolving lines of credit
An open customer credit line with minimum monthly payment based on the highest amount financed. When your customer has accrued available credit, it’s a great opportunity for add-on projects. (Ask FFC about availability.)
- Low 2% monthly payment factor, (on a $3,000 loan, that's only $60/month). Tier 1 and Tier 2 bids are eligible for a 1.5% reduced payment factor. Example: credit card
- Eligible for add-ons: simple repeat sales at your business
- Builds customer loyalty
- No prepayment penalties
Installment loans
For customers who prefer a fixed monthly payment for a set number of months. Great for budget-minded consumers. The longer the term, the lower the monthly payment.
- Fixed payments and terms give customers peace of mind
- Loan terms up to 180 months
- No prepayment penalties
Full-Service Financing
Not every customer will have perfect credit. Foundation Finance offers a more inclusive consumer financing program with credit consideration for SuperPrime, Prime, Near Prime and Subprime customers. Our program offers four credit tiers for consumers with A-D credit.
>Learn more about our credit approval tiers
Second Looks
Our underwriting team looks at more than just the credit score, which is why we approve more deals than other lenders. Rescuing someone from the disappointment of not being able to finance a home improvement they need (like heating or cooling) or want (like a kitchen renovation) makes you your customer’s home improvement hero!
>Learn the benefits of second look financing
Second Looks
Our underwriting team looks at more than just the credit score, which is why we approve more deals than other lenders. Rescuing someone from the disappointment of not being able to finance a home improvement they need (like heating or cooling) or want (like a kitchen renovation) makes you your customer’s home improvement hero!
>Learn the benefits of second look financing
Promotions
With customer-facing promotions, the power of financing is in your hands. Not only are they a great way to attract new customers, their financial benefit also helps close the sale.
- Same As Cash
- Reduced Interest Rate
- Deferred Payments
>Explore our financing promotions
Promotions
With customer-facing promotions, the power of financing is in your hands. Not only are they a great way to attract new customers, their financial benefit also helps close the sale.
- Same As Cash
- Reduced Interest Rate
- Deferred Payments
>Explore our financing promotions
If you have any questions about our loan programs, please call us at 1-855-241-0024.
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