Credit Approval Tiers - Foundation Finance Company
Three men, one women with "Approved" signs

Credit Approval Tiers

Perfect Credit Not Required!

Our five-tier approval system allows us to offer home improvement financing for customers with a wide range of credit histories. Learn more about the markets we serve here or discover the benefits of our credit approval tiers below.

We Offer Financing for FICOs…

  • 550
  • 650
  • 750
  • 850

And Everything in Between!

Tiers 1 & 2

  • 100% payout.
  • No risk discount charged.
  • FREE reduced interest rate.

Tier 3

  • Risk discount varies based on credit and application.
  • FREE reduced interest rate.

Tiers 4 & 5

  • Risk discount varies based on credit and application.
  • Approvals on FICOs as low as 550.

Get more of your customers approved for financing with Foundation Finance.

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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