Our mission is to provide flexible, easy-to-use full-service consumer financing programs that help our dealers save time, save money and grow their bottom lines.
- No dealer enrollment fees or monthly minimum requirements.
- Fast credit approvals for a wide variety of credit customers - FICOs as low as 580 considered.
- Competitively priced prime bids – don’t overpay for your best customers.
- Low APR and same-as-cash promotional plans to close more sales.
- Simple process with options for electronic paperwork to help you get paid faster.
- FREE training support and marketing materials for you and your staff.
FFC vs. Other Types of Financing
|$$$$||Decision Times||Credit Standards||Paperwork||Collateral Required?||Equity Required?||Additional Upfront Fees?|
|Foundation Finance||Credit decisions happen in minutes!||Flexible credit standards and requirements||Simple paperwork with options for electronic signing||No!||No!||No!|
|Banks & Credit Unions||Longer decision times||Stricter credit requirements||Full documentation||Sometimes||Sometimes||Sometimes|
|Credit Cards||Instant||Vary - need A+ credit for the best rates and terms||Minimal||No||No||Annual fees and other fees may apply|
|Home Equipment Loans||Lengthy||Stricter credit requirements||Full documentation||Yes||Yes||Yes|
|Mortgage Refinance||Lengthy||Stricter credit requirements||Full documentation||Yes||Yes||Yes|
|Government & Utility Loans||Lengthy||Varies||Full documentation||Yes||Yes||Yes|
|Title 1||Lengthy||Varies||Full documentation||Yes||Sometimes||Sometimes|