Our mission is to provide flexible, easy-to-use full-service consumer financing programs that help our dealers save time, save money and grow their bottom lines.
- No dealer enrollment fees or monthly minimum requirements.
- Fast credit approvals for a wide variety of credit customers - FICOs as low as 580 considered.
- Competitively priced prime bids – don’t overpay for your best customers.
- Low APR and same-as-cash promotional plans to close more sales.
- Simple process with options for electronic paperwork to help you get paid faster.
- FREE training support and marketing materials for you and your staff.
FFC vs. Other Types of Financing
| $$$$ | Decision Times | Credit Standards | Paperwork | Collateral Required? | Equity Required? | Additional Upfront Fees? |
|---|---|---|---|---|---|---|
| Foundation Finance | Credit decisions happen in minutes! | Flexible credit standards and requirements | Simple paperwork with options for electronic signing | No! | No! | No! |
| Banks & Credit Unions | Longer decision times | Stricter credit requirements | Full documentation | Sometimes | Sometimes | Sometimes |
| Credit Cards | Instant | Vary - need A+ credit for the best rates and terms | Minimal | No | No | Annual fees and other fees may apply |
| Home Equity Loans | Lengthy | Stricter credit requirements | Full documentation | Yes | Yes | Yes |
| Mortgage Refinance | Lengthy | Stricter credit requirements | Full documentation | Yes | Yes | Yes |
| Government & Utility Loans | Lengthy | Varies | Full documentation | Yes | Yes | Yes |
| Title 1 | Lengthy | Varies | Full documentation | Yes | Sometimes | Sometimes |
