Our mission is to provide flexible, easy-to-use full-service consumer financing programs that help our dealers save time, save money and grow their bottom lines.
- No dealer enrollment fees or monthly minimum requirements.
- We can approve A-B-C-D credit, unlike traditional “approve or deny” lenders.
- All loans are decision in-house by our experienced credit analysts.
- Paperwork can be generated online and sent to the customer via email for an e-signature.
- Credit approvals in minutes.
- Friendly, experienced customer service team.
- Free training and support for you and your team.
- Technology to help save you valuable time.
FFC vs. Other Types of Financing
| $$$$ | Decision Times | Credit Standards | Paperwork | Collateral Required? | Equity Required? | Additional Upfront Fees? |
|---|---|---|---|---|---|---|
| Foundation Finance | Credit decisions happen in minutes! | Flexible credit standards and requirements | Simple paperwork with options for electronic signing | No! | No! | No! |
| Banks & Credit Unions | Longer decision times | Stricter credit requirements | Full documentation | Sometimes | Sometimes | Sometimes |
| Credit Cards | Instant | Vary - need A+ credit for the best rates and terms | Minimal | No | No | Annual fees and other fees may apply |
| Home Equipment Loans | Lengthy | Stricter credit requirements | Full documentation | Yes | Yes | Yes |
| Mortgage Refinance | Lengthy | Stricter credit requirements | Full documentation | Yes | Yes | Yes |
| Government & Utility Loans | Lengthy | Varies | Full documentation | Yes | Yes | Yes |
| Title 1 | Lengthy | Varies | Full documentation | Yes | Sometimes | Sometimes |