Home Improvement Financing with Foundation Finance

Foundation Finance has helped thousands of homeowners nationwide finance home improvement projects ranging from heating and air conditioning systems to roofing, siding, water treatment systems and more with the help of contractors.

How It Works

As our trusted partner, your contractor can offer you a financing plan that meets your budget needs. Our installment plans work similarly to a car payment or mortgage – your financed amount is broken into a set number of monthly installments.

Fixed terms and monthly payments.

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No pre-payment
penalties.

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Fixed interest
rates.

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Promotional programs like “same-as-cash” or deferred payments may be available subject to your contractor’s participation. Check with your sales representative for details on any available offers.

Need to Make a Payment?

We offer several different ways to easily make a payment.

Online

Note: Once in the payment portal, your session will time out after 15 minutes.

By Phone

Call 1-855-241-0024, Option 2 to make a
payment by phone.

By Mail

Foundation Finance Company
PO Box 3148
Hicksville, NY 11802

About Your Statement

Your contract is a simple interest contract, which means that interest accrues on a daily basis on your unpaid principal amount. This daily rate is 1/365th of your contract’s APR (or 1/366th in a leap year). The portion of your monthly payment allocated to interest will fluctuate based on your principal balance and the number of days between payments.

To calculate how much interest has accrued since your last payment:

  1. Multiply your unpaid balance by your APR.
  2. Divide your answer by 365 days (or 366 in a leap year) to determine the amount of your daily interest accrual (which is sometimes referred to as a per diem).
  3. Multiply this amount by the number of calendar days that have elapsed since the date of your last payment to determine the amount of interest accrued since your last payment.
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simple interest chart

Call us if you have questions about your statement. We’re here to help!

The above examples are for illustrative purposes only, and do not reflect your actual financing terms. Please refer to your contract and your billing statement for information specific to your repayment obligations.

Looking for a Contractor in Your Area?

Foundation Finance only provides financing through approved contractors. If you are looking for a contractor in your area, please fill out our inquiry form and we’ll let you know if we have a match.

  • Please complete all fields before submitting.

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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