Last updated 05-01-2024
Please read this E-Sign Consent carefully and print or save a copy for future reference to verify that you can keep this type of electronic Record.
In this E-Sign Consent (Consent for Use of Electronic Records and Signatures) (“E-Sign Consent”), the words “you” and “your” mean any person giving consent to our use of electronic Records and signatures as described below. The words “Foundation,” “we,” “us,” and “our,” mean Foundation Finance Company LLC and its affiliates, successors and assigns, and designated third-party service providers acting on its behalf.
Foundation offers various products and services (each, a “Service”), including but not limited to closed-end and open-end credit products, as well as all Foundation websites and the subdomains thereof (collectively, the “Site”), which may be delivered, administered, obtained, or accessed electronically through the internet, the Site, email, messaging services (including text messaging), and/or software applications (including applications for mobile or handheld devices). In connection with any Service, we may choose to provide certain Records to you in electronic form and obtain your electronic signature in connection with those Records and any other communications. If you choose not to agree to this E-Sign Consent, or you withdraw your consent, you may be ineligible to use or obtain our Services.
Description of Electronic Records.
The “Records” covered by this E-Sign Consent include, but are not limited to, all documents, communications, contracts, agreements, terms, billing statements, notices, authorizations, and disclosures (including federal or state tax documents, statements, forms, and schedules) arising from or relating to your use or attempted use of any Service (including but not limited to any credit product you may apply for or receive, any servicing and collection activities related to any credit product, and any activities pursuant to your relationship with Foundation) now and in the future. We reserve the right to decide which Records to provide electronically and when to request your electronic signature for those Records.
Scope of Your Consent.
This E-Sign Consent applies to all Services that you may use or obtain now or in the future. If you are a co-applicant, co-buyer, coborrower, or cosigner, your consent hereto applies to all Records associated with your application and your account, and you acknowledge and agree that you are providing consent on behalf of all other co-applicants, co-buyers, coborrowers, and cosigners, and that you have the authority to do so. By electronically signing this E-Sign Consent, you agree that you reviewed this E-Sign Consent and verified that you can print or save a copy of it with your records. You give your express consent to receive, view, and electronically sign the Records we display on any website, through any web browser, or in any software application (including any application for mobile or handheld devices), and those we may send to your designated email address. You agree that the electronic Records we send to your designated email address may include Records displayed in the email message, attached to it or displayed when you select the links included in that message. When a Record is electronically displayed on your computer or your mobile or handheld device, you agree that your electronic signature for the Record may include clicking displayed buttons, selecting displayed boxes, typing your name in a designated field or otherwise selecting an electronic or a facsimile signature for the field, sending an email reply to a message transmitted to your designated email address, or taking other affirmative actions described when you view an electronic Record displayed on your computer or your mobile or handheld device. Your consent for our use of electronic Records and signatures will be effective unless you withdraw it in the manner described below.
Obtaining Paper Copies of Records.
If you require paper copies of a Record, you may sign in to the online account you have established, or will establish, with us (“Online Account”) and print the Record desired, or you may write to us at the mailing address provided below and a paper copy will be sent to you at a cost of up to $5.00 per Record requested. A request for a paper copy of any Record will not be considered a withdrawal of your consent to receive Records electronically.
Hardware and Software Requirements.
In order to access and retain Records electronically, you must satisfy the following computer hardware and software requirements: access to the internet; an email account and related software capable of receiving email through the internet; supported web browsing software (the most recent version of Google Chrome, Mozilla Firefox, Microsoft Edge, or Apple Safari); software that allows you to view and print or save PDF documents, such as Adobe Reader or similar software; hardware capable of running the software described above; and a printer or long-term storage device that allows you to print or save electronic Records for future reference.
Additional Mobile Technology Requirements.
If you are obtaining a Service electronically via a mobile or handheld device (such as a smart phone or tablet), in addition to the above requirements you must have software on your device that allows you to print and save the Records presented to you. This software can typically be found in the device’s respective “app store.” If you do not have these capabilities on your device, please obtain the Service through a device that provides these capabilities.
Withdrawing Your Consent.
You may withdraw your consent to receive Records electronically by contacting us at the address below. However, once you have withdrawn your consent, you may not be able to request a credit product from us, and you may be ineligible to obtain any additional Service or to continue using any current Service. If you withdraw your consent while you have a pending application or other request for a credit product, we will terminate your application or request and remove it from our system. If you have already received credit product from us, all previously agreed to terms and conditions for the credit product will remain in effect, and we will send Records to your home mailing address on file.
How to Contact Us Regarding Electronic Disclosures.
You can contact us via email at [email protected] or by calling (855) 241-0024. You may also reach us in writing to us at the following address: 10101 Market Street, Suite B100, Rothschild, WI 54474.
Change in Your Contact Information.
You agree to keep us informed of any change in your email address or home mailing address so that you can continue to receive all Records in a timely fashion. If your registered email address, home mailing address, or telephone number changes, you agree to notify us of the change by sending an email to [email protected], calling (855) 241-0024, or updating your contact information in your Online Account.
Consent.
By clicking the button, or selecting the checkbox, displayed in connection with acknowledging and/or agreeing to this E-Sign Consent (or by otherwise taking an affirmative action indicating your agreement to this E-Sign Consent), you agree that:
- You have received, read, and agree to all of the terms of this E-Sign Consent; and
- You consent to your and our use of electronic Records and signatures in connection with any Services that you request, use, or obtain.
