Our Process Is Simple - Foundation Finance Company

Our Process is Simple

You’ve convinced the customer of the value of your products and service in your in-home sales presentation. Now how do you get paid? Rather than waiting for your customer to apply for a home equity loan or a mortgage refinance, offering a simple, flexible home improvement financing option can help you close the sale today and move on to your next project.

How Does the Financing Process Work?

The financing process with Foundation Finance is simple. Have your customer complete a short credit application and submit it online, call us or fax it in. We’ll let you know if your customer is approved in just a few minutes, and our “one-call” solution offers financing options for buyers with good credit as well as those with some credit challenges.

Once you have an approval, you can complete the loan documents online to print out or to send for electronic signing. Then it’s just a matter of completing your project and submitting a completion form for funding. We make a quick verification call to the buyer and fund you by ACH. At that point, we handle all the billing and collection activities.

Our home improvement financing plans have no pre-payment penalties, so your customer can refinance or pay the loan any time without penalty. Contractors can also offer a variety of same-as-cash and deferred payment programs to get the sale closed now, while giving the customer time to arrange other financing or a home equity loan if they prefer that option. But you can move on to the next sale.

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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