Different payment methods can make a big difference in your customer’s monthly payment. Learn how you can meet your customer’s budget needs by providing a variety of payment options for your customer to choose from. Here’s what a $20,000 project could looks like with different payment options.1
A Single Cash Payment
Making a cash payment is a great option for customers with available funds. Paying for the project in one complete payment means the customer does not have to spend extra time making monthly payments or extra money to cover interest. However, every customer may not find cash a feasible payment option.
| Interest Rate | # of Payments | Payment |
| 0% | 1 | $20,000 |
Credit Card Payment
A credit card is a quick, easy way to cover a project. However, not all customers have a credit card that can cover a larger project and if they do, credit cards typically have high interest rates, which can make paying them off costly.
| Interest Rate | # of Payments | Payment |
| 24.2%2 | 144 | $427/month |
Low Monthly Payments with FFC
Home improvement financing with Foundation Finance allows you to offer your customer monthly payments at a more affordable interest rate. Joining our free dealer network allows contractors to take advantage of free interest rates starting at 11.9%.
| Interest Rate | # of Payments | Payment |
| 11.9% | 144 | $261/month |
Add a Special Promotion
Looking for more ways to improve your customer’s experience? Consider adding a special promotion.
- Deferred Payments: Your customers have no payments due for three months after their project completion.3
- Same-As-Cash: With our same-as-cash promo, if your customer pays off their project within the promotional period, any accrued interest is waived.4
- No Payments-No Interest: Our no payments-no interest promo enables your customer to start their project without needing to worry about payments and interest until after their promotional period ends.5
- Equal Payments: With our Equal Payments promo, your customer's interest rate is 0%. We simply divide the amount they fund into equal monthly payments!6
Want to see what your customer’s monthly payment could look like? Use the payment estimator in LaunchPAD. Here you can input your specific project details, try different term lengths, apply different promotions and more!
Interested in other ways Foundation Finance can help you close your next sale?
Contact us for more info: 1-855-241-0024, sales@foundationfinance.com.
- Estimates shown are examples only. Monthly payments will differ based on project costs, interest rate and term length.
- Woolsey, B. (2025, March 7). Average credit card interest rate for March 2025: 24.20% APR. Investopedia. https://www.investopedia.com/average-credit-card-interest-rate-5076674
- Interest begins accruing upon substantial project completion, and is not waived. Monthly payments are deferred during the promotional period, which is 3 months from substantial project completion.
- Interest begins accruing upon substantial project completion, but is waived if the amount financed is paid in full before the end of the applicable promotional period, which ranges between 6 and 24 months from substantial project completion. Monthly payments are not deferred, and are due beginning 1 month from substantial project completion.
- Interest does not begin to accrue until after the applicable promotional period, which is either 6 or 12 months from substantial project completion. Monthly payments are deferred during the promotional period.
- No interest accrues for the entire contract term. Monthly payments are not deferred, and are due beginning 1 month from substantial project completion.
