Financing Isn’t Scary…But These 4 Things Are.

Forget haunted houses and horror movies.

For home improvement contractors, the real scares come from lost revenue, declined customers and missed opportunities. These are the things that keep you up at night, and they’re lurking in your business right now.

The good news?

These scares don't stand a chance when you have the right financing partner.

FFC Characters dressed for halloween.

Lost Revenue

Home Improvement Research Institute shows homeowners who finance spend nearly 3x more per project ($12,500 vs. $4,250).* Every job without a payment option is revenue walking out the door. Don't leave money on the table. With Foundation Finance, you can offer flexible payment options that help customers say yes to bigger projects and keeps that revenue in your pocket.

Declined Customers

Other lenders look for a reason to decline. With Foundation Finance, your on-the-fence applications get a manual review instead of an automatic rejection. And with prequalification for customers with FICOs as low as 550, you get even more ways to get to yes.

Missing Out on Benefits

Your customers with exceptional credit may qualify for the Tier 1 program, where they’ll enjoy the best rates – starting at 11.9% for free – plus access to special promos like the 18 and 24 month Same-As-Cash with Deferred Payments and No Payments-No Interest options. You benefit too, with 100% payout and fast ACH funding on every Tier 1 job.

Dealing with Financing Alone

Other lenders process apps. Foundation Finance builds a program around your business. You get a dedicated team and the tools to close bigger jobs. From marketing support to hands-on help, your financing partner shows up when it matters. That’s the FFC difference.

Interested in other ways Foundation Finance can help you close your next sale?

Contact us for more info: 1-855-241-0024, [email protected].

*“Home Improvement Research Institute.” Hiri.Org, 2026, https://www.hiri.org/research/home-improvement-financing-insights-sept-2026-hiri. Accessed 28 Sept. 2026.

You can build on us. Enroll in the Foundation Finance dealer network today.

For dealer use only. Not a consumer advertisement. All credit products are subject to credit approval. Rates, terms, conditions, and promotional programs may vary by dealer and are subject to change without notice.
Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

California Consumer Privacy Act (CCPA) · Privacy Notice ·  NMLS #916914 - NMLS Consumer Access · CA DFPI License #: 11386-99 ·
© 2026 · Foundation Finance Company. All rights reserved. · Website by RVT Solutions

Scroll to Top