Funding for Your Customer’s Home Improvement Project - FFC

Funding for Your Customer’s Home Improvement Project

Contractor going over plans on tablet with home owners.

Finding funds for home renovations is one of the biggest challenges your customers must overcome before they start a project. Luckily, there are options for customers with all sorts of credit history and financial backgrounds.

Some of the options that may be available for your customers are listed below. Each option has its own pros and cons depending on your customer’s unique credit and financial circumstances.

  • Personal Savings
  • Banks & Credit Unions
  • Credit Cards
  • Peer-to-Peer Lending
  • Public Agencies
  • 401k Withdrawal or Loan
  • Home Equity
  • Finance Companies

Most methods require your customer to submit applications, save up money or reach out to their family and friends on their own. Luckily, with financing companies like Foundation Finance, you can help your customer get the money they need for their project.

Creating a Financing Application

Foundation Finance gives you a wide range of options to complete a financing application. You can send your customer a link to complete the application on their own or scan their Driver’s License for them to get started.

Prequalifying a Customer

We offer financing for customers with a wide range of credit profiles and FICOs as low as 600. However, if your customer is still unsure they will qualify, Foundation Finance dealers have the option to prequalify customers without negatively impacting their credit score.*

More Approvals

Help more of your customers get approved for financing. We are able to offer instant approvals for many customers and our team of credit specialists will review applications that don’t automatically qualify. We will review your customer’s unique credit history on an individual basis and are even able to consider customers who may have been turned down by other financing companies.

Special Promotions

If affordability is a sticking point when you are attempting to close a sale, a special promo can be a deal-saver. A deferred payment plan or half-pay option may give your customer the incentive they need to get started. You can also offer your customers a dealer-fee free reduced interest rate.

How Contractors Benefit

Cost and convenience are two of the biggest concerns homeowners consider when undertaking a home improvement project. We promote both with our simple, time-saving and competitive financing process. This allows you to close more sales faster. Once the job is done, get paid fast with ACH funding. Learn more about how it works here.

Interested in other ways Foundation Finance can help you close your next sale? Contact us for more info: 1-855-241-0024, [email protected].

You can build on us. Enroll in the Foundation Finance dealer network today.




*Upon our receipt of the customer’s completed credit application and signed financing documents a hard inquiry on the customer’s credit (that may affect the customer’s credit score) will occur.


Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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