What to Look for in a Financing Partner

Are you considering offering financing for the first time or looking for ways to cover more of your customers?

Learn what to look for when choosing your partner!

what to look for in a financing partner

Cost and Funding

Each finance company operates a bit differently. Learn about any fees, discounts and who will receive the financing payout before you partner with a company. Some questions that you can ask include…

  • Is there an annual fee?
  • Do you get paid directly or through the customer?
  • What will it cost me to offer financing?

There is no annual cost to partner with Foundation Finance and we send funds directly to you after project completion. Offer interest rates starting at 11.9% at no cost to you.

Customer Approvals

Some companies only approve customers with excellent credit histories. Others can work with a wider range of customers. Ask about their approval criteria when meeting potential partners.

  • What sort of credit history does a customer need to have?
  • What is the minimum FICO they consider?
  • Which credit bureau provides the underwriting?

We work with A-D credit, use TransUnion and offer approvals for FICOs as low as 550.

Terms

How flexible are the financing terms? More flexible terms make it easy to meet your customer’s specific needs, while more rigid terms may still meet certain customer needs.

  • What term lengths are offered?
  • What project amounts are covered?
  • Are special promotions available?

Choose Foundation Finance for flexible terms on installment financing. We cover projects ranging from $1,000 to $100,000 and terms from 12 to 240 months. Your customers will love our special promotions.

Beyond the Numbers

Finding a good partner goes beyond what FICOs they approve or whether they offer special promotions. Choose a partner with tools and people to help you with any questions you have about financing.

  • What sort of support do they offer to new partners?
  • Do they offer training?
  • Are there any free resources to help promote financing options?

Our partners are welcome to call, email or join us for live training webinars to learn more about our financing process and options. We also have free marketing materials and a dedicated dealer services team ready to help you get more from your financing partnership.

Once you have answers to these questions, you should be ready to choose your new financing partner.

If you’re considering working with Foundation Finance, contact us for more info: 1-855-241-0024, [email protected].

You can build on us. Enroll in the Foundation Finance dealer network today.

For dealer use only. Not a consumer advertisement. All credit products are subject to credit approval. Rates, terms, conditions, and promotional programs may vary by dealer and are subject to change without notice.
Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

California Consumer Privacy Act (CCPA) · Privacy Notice ·  NMLS #916914 - NMLS Consumer Access · CA DFPI License #: 11386-99 ·
© 2026 · Foundation Finance Company. All rights reserved. · Website by RVT Solutions

Scroll to Top