Back to Basics with FFC Financing - Foundation Finance

Back to Basics with FFC Financing

Financing Basics

Need financing 101? Look no further. Learn what home improvement financing covers, who qualifies, how to offer it and more in this straightforward overview of Foundation Finance’s programs.

What Is Covered?

Foundation Finance offers financing for projects ranging from $1,000 to $100,000 and covers projects such as remodeling, water treatment, HVAC, turf, windows, roofing,, siding, and more.

Who Qualifies?

We offer competitive rates to customers with a wide range of credit profiles and approve FICOs as low as 600. If your customer is unsure about their eligibility, you can choose our soft credit pull prequalification option to check whether they qualify without negatively impacting their credit score. *

How It Works.

Our financing process is simple and joining our network is easy.

  1. Become a Dealer. You can offer your customers financing through Foundation Finance by filling out our simple dealer application.
  2. Submit App. As a dealer, you can submit a financing application digitally with Driver’s License scanning, submit by email, or call our expert credit analysts. Foundation Finance also provides you with a credit application link you can send customers to fill out themselves.
  3. Get Credit Decision. Once we receive your customer’s application, it will either be instantly approved (low-risk credit profiles) or assessed by one of our credit specialists. You can then offer approved customers rates and terms based on their creditworthiness and risk factors.
  4. Complete Contract Documents. Should they accept their financing offer, you and your customer sign and submit the documents.
  5. Verification & Funding. When you complete the job, submit the completion certificate and we’ll contact your customer to verify the work is done and disburse the funds to you via ACH deposit. Then, according to their terms and promotions, your customers make easy monthly payments to us instead of paying a large lump sum up front.

Close More Sales.

Many homeowners are not aware of financing options when they start thinking about their next home improvement project. If you work your financing options into your sales pitch, website and marketing materials, you can reinforce the affordability of their project and increase your close rate.

Upsell with Financing.

Financing gives your customers more buying power, affording them the ability to update their home with no compromises. When estimating a project cost, show both the total project cost and the estimated monthly cost. When broken down into monthly payments, the cost of upgrades becomes very affordable.

Have more questions about financing? Contact us for more info: 1-855-241-0024, [email protected].

You can also apply to join our dealer network for free. The application is quick and easy!



*Prequalifying is fast & will not affect the customer’s credit score. Upon our receipt of the customer’s completed credit application and signed financing documents a hard inquiry on the customer’s credit (that may affect the customer’s credit score) will occur.

Note: Use of the terms "Loan," "Lender" and "Borrower" is for ease of reference only. Financings are in the form of retail installment contracts ("RIC").

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